Calculators
All of the calculators below are available on the MoneySmart website.
Budgeting & saving calculators
Budget planner - see where your money is going and how you can save more
Savings goals calculator - how to reach your savings goals and how long it will take to get there
Compound interest calculator - see how compound interest grows your savings faster
Income tax calculator - work out how much tax you are paying and what your marginal tax rate is
Money health calculators & unclaimed money search
Parental leave calculator - helps you to work out your income if you're taking time off work to care for a child
Money health check - assess your financial health and get personalised tips for improving it
Your net worth calculator - weigh up your debts and assets to review your financial situation
Unclaimed money search - find out if you have any lost money from bank accounts, companies (shares and investments) and life insurance policies
Mortgage calculators
Mortgage calculator - see how much you could borrow and calculate your mortgage repayments
Mortgage switching calculator - find out if switching to another mortgage would save you money
Mortgage health check - check how well you are coping with your mortgage
Reverse mortgage calculator - how interest rate and house price changes can affect your equity
Loan, credit & debt calculators
Credit card calculator - find out how much you can save by paying off your credit card faster
Interest-free deal calculator - see how much you need to repay monthly to avoid interest
Payday loan calculator - find how much a payday loan will really cost you
Rent vs buy calculator - work out the cost of renting electrical goods or furniture (with a consumer lease) versus borrowing money to buy them
Personal loan calculator - see how much you could borrow and what your repayments would be
Financial counsellor online search - find a free counsellor to help solve your money problems
Super & retirement calculators
Superannuation calculator - find out how much super you're likely to have when you retire
Super contributions optimiser - see how you can boost your super by making extra contributions
Super vs mortgage calculator - are you better off paying extra to your super or your mortgage?
Super co-contribution calculator - find out if a Government co-contribution can boost your super
Career break super calculator - find out how a career break affects your super balance
Employer contributions calculator - how much should your employer be paying into your super?
Retirement planner - work out how you can boost your retirement income by taking action now
Super and pension age calculator - see when you can access super and apply for the pension
Account-based pension calculator - work out whether you can make your pension last longer
Investment calculators
Financial advisers register - check up on an adviser before you start getting advice
Managed funds fee calculator - find out how much your managed fund could be worth in the future
Margin loan calculator - learn how the amount you borrow can affect potential gains and losses
Mobile finance apps
TrackMySpend - an app to help you track your expenses on the go
TrackMyGoals - achieve your savings goals with this handy app
Mobile calculator - five of our most popular financial calculators in one app: savings calculator, loan calculator, mortgage calculator, superannuation calculator and interest-free deal calculator
Money health check - assess your financial health and get personalised tips for improving it